 Purchasing the home of your dreams is only a few clicks away. We realize that the process of finding the right loan for your new home can be a confusing process. We can help you optimize your savings because we know the options and the benefits of each type of mortgage. - Professional Loan Advisors provide Personalized Service and will help find the Right Mortgage for Your Dream Home
- Fixed or Adjustable Rate Loans
- Fast Closing
Types of Purchase Loans | Fixed Rate Loans | Reasons for Selecting | Key Benefits | Basic Fixed Rate Loans
| You want the stability of a fixed principal/interest payment over the life of the loan. | Low down payment amount. | Reduced Rate Option
| You plan to stay in your home for a long time and want a lower rate. | Reduced rate in exchange for limits on refinancing and early principal reduction for the first five years. | Lower Down Payment to Get Into Home Sooner
| You want a low down payment amount. | High dollar loan amounts with few to no maximum income earning restrictions | Low Documentation
| You have excellent credit and want to avoid paperwork. | Reduce documentation. Low down payment amount. | | | | Adjustable Rate Loans | Reasons for Selecting | Key Benefits | | Basic ARM | You want to start with a low payment or want to buy more home. | Low down payment amount, rates adjustable periodically depending on loan type. | | Fixed Period ARM | You plan to move or refinance again in a few years and want the security of a fixed rate for that period of time. | Fixed rate adjusts annually, based on a financial index. | |
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